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Routing Numbers

Routing Numbers

Click on the link within the article to see the total article about check bank routing numbers, and an alphabetically listed list of American Bank routing numbers..

All bank routing numbers are for American banks, financial institutions and credit unions.

These include the addresses, phone numbers and routing numbers for Wells Fargo, Chase, Residents Bank, Citibank, Capital One, Comerica, BBVA Compass, Charles Schwab and Commerce Bank and many others.

Please word that a bank or monetary establishment can have more than one routing number. The routing numbers listed are the FedACH numbers, used for digital transfers. For most banks, this is the same number because the ABA routing number discovered on checks, but not always.

We advocate also trying to find 'routing number' in your banks' homepage. This web page is updated yearly. A bank routing number will often not change. One reason it may change, however, could be within the case of a bank merger. For daily up to date routing number lists, please discuss with the lookup services listed underneath 'Different Assets'.

Learn how to discover the routing number and account number on a check.

In order to send and receive cash from different monetary institutions, banks and credit unions need a routing number.
What's a routing number?

It’s a 9-digit number assigned to a bank or credit union so it could actually send and obtain funds from different financial institutions. The routing number determines the place your account was opened.

It is usually known as an ABA (American Bankers Affiliation) number, and as a routing transit number.

Quite than reading a check to seek out out your bank’s name and potentially complicated it with a bank of the same name, routing numbers assist bank workers and the machines that now process checks to know precisely the place cash is meant to go. That approach, checks meant for Bank of America and American Bank never go to the incorrect place by mistake.

One bank might have many routing numbers, depending on things like the placement of the account or the duty it’s getting used for, but no 2 banks will ever have the identical routing number.

Routing numbers are used for lots of everyday tasks:

Direct deposit.
Computerized bill payments.
Check processing.
Wire transfers.

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Where to find a routing number

The routing number is a part of the magnetic ink character recognition, or MICR, line on the bottom of your check, which also contains your account number. In case you’re looking for out your bank’s routing number, that’s a good place to start.

Sample of a personal check

Alternatively, your bank’s website could publish its routing numbers online. That’s because, not like your checking account or savings account number, it’s not something you really have to maintain secret, says C. Diane Poole, senior vice president, member & technical companies at the ABA.

"Most banks will publish their routing numbers on their websites, because when people wish to wire them money, they want that info," Poole says. "It becomes more delicate when you've gotten a routing number and an account number, because then you may actually have entry to someone’s individual account."

You’ll also wish to make sure you have the correct routing number for what you’re attempting to do. For instance, the routing number in your checks may differ from the number you would use for doing a wire transfer.
The place did routing numbers come from?

Routing numbers had been initially created by the ABA in 1910 as a approach to make check processing easier and more secure, Poole says.

"They wanted a technique to uniquely identify the paying bank — in other words, the bank that was going to be answerable for truly honoring the check — so this was sort of the first time that an identification number was used," Poole says. "This was back when there weren’t any computers."
Routing numbers had been created by the American Bankers Association sign in 1910 as a approach to uniquely determine the paying bank.

The routing number helped an individual taking a check be certain they might really get the cash the check promised from the payer’s bank.

After the Federal Reserve was based and took on a large function within the processing of payments, a Federal Reserve number was added to each bank’s routing number. That "Federal Reserve routing symbol," as it’s formally recognized now, specifies the type of establishment and the Federal Reserve district during which the account was opened.
Check processing becomes nearly instantaneous

The numbers would go on to be used in digital check-cashing networks beginning in the Nineteen Sixties, which vastly sped up check processing. The passage of the Check 21 Act, and the flexibility of banks to make electronic copies of checks for transportation, moderately than sending paper copies, has made processing virtually instantaneous.

In truth, routing numbers are part of the reason that the "check float" — writing a check you don’t have the money to cowl in hopes that a deposit will come through to cowl it before it's processed — doesn’t really work anymore, Poole says.

"Whenever you write a check, there’s an opportunity the cash’s already been debited earlier than the ink dries on the check if it’s been remotely captured," Poole says. "Folks just want to grasp that funds move at lightning speed."

In different words, don’t write checks that your bank can’t money instantaneously.

Prime 150 Largest US Banks.

Click on the link within the article to see the entire list of bank routing numbers for America's High 150 banks.

Following are the one hundred fifty U.S. financial institutions with probably the most deposits as of 31 Dec 2008 (in billions of U.S. dollars). For up to date info, go to www.fdic.gov. Word: Click on on the bank or credit union's name to go directly to their website.

Rank Name Headquarters Deposits (billions)
1 JP Morgan Chase & Co. New York, NY $1,009
2 Bank of America Charlotte, NC $884
3 Wells Fargo San Francisco, CA $785
4 Citigroup New York, NY $774
5 PNC Financial Providers Group Pittsburgh, PA $193
6 HSBC Holdings London $161
7 Bank of New York Mellon New York, NY $one hundred sixty
8 U.S. Bancorp Minneapolis, MN $159
9 SunBelief Bank Atlanta, GA $113
10 State Street Corp. Boston, MA $112
11 Capital One Monetary McClean, VA $109
12 BB&T Corporation Winston-Salem, NC $98.7
13 Toronto-Dominion Bank Toronto, ON $95.6
14 Royal Bank of Scotland Edinburgh $94.eight
15 Regions Monetary Birmingham, AL $90.9
16 Fifth Third Bancorp Cincinnati, OH $78.9
17 ING Group Wilmington, DE $71.8
18 KeyCorp Cleveland, OH $65.three
19 Northern Trust Chicago, IL $62.four
20 Bank of Montreal Toronto, ON $53.7
21 BNP Paribas (Bank of the West) Paris $46.6
22 Mitsubishi UFJ Financial Group (Union Bank) Tokyo $46.1
23 Allied Irish Banks Dublin $42.6
24 Comerica Dallas, TX $42.2
25 Zions Bancorp Salt Lake Metropolis, UT $41.three
26 Marshall & Ilsley Milwaukee, WI $41.1
27 Banco Bilbao Vizcaya Argentaria S.A. Bilbao, Spain $38.eight
28 Huntington Bancshares Columbus, OH $38.zero
29 E-Trade Monetary New York $29.9
30 Synovus Financial Corp. Columbus, GA $28.6
31 Fashionable Inc. San Juan, PR $27.6
32 Navy Federal Credit Union Vienna, VA $24.7
33 Charles Schwab Corp. San Francisco, CA $23.9
34 Royal Bank of Canada (Centura) Toronto, ON $21.1
35 Colonial BancGroup Inc. Montgomery, AL $18.7
36 Hudson Metropolis Bancorp Paramus, NJ $18.7
37 Deutsche Bank Frankfurt $17.1
38 Individuals’s United Financial Inc. Bridgeport, CT $15.6
39 State Workers Credit Union Raleigh, NC $15.3
forty Related Banc-Corp Green Bay, WI $15.2
forty one BOK Monetary Corp. Tulsa, OK $15.zero
forty two New York Neighborhood Bancorp Inc. Westbury, NY $14.6
forty three First Horizon National Bancorp Memphis, TN $14.2
forty four First Citizens Bancshares Raleigh, NC $13.7
45 Astoria Monetary Corp. Lake Success, NY $13.7
forty six First Bancorp San Juan, PR $13.1
47 Commerce Bancshares Kansas Metropolis, MO $12.9
forty eight Metropolis Nationwide Bank Beverly Hills, CA $12.7
forty nine Webster Monetary Corp Waterbury, CT $11.9
50 FBOP Corp Oak Park, IL $11.eight
51 Cullen/Frost Bankers Inc. San Antonio, TX $11.6
52 Warranty Financial Group Inc. Austin, TX $11.6
53 AmTrust Financial Corp. Cleveland, OH $11.4
54 New York Private Bank & Trust Corp New York, NY $11.3
fifty five W Holding Co. Inc. Mayaguez, PR $10.9
56 Fulton Monetary Corp. Lancaster, PA $10.6
57 Pentagon Federal Credit Union Alexandria, VA $10.5
fifty eight TCF Financial Wayzata, MN $10.3
59 Lehman Brothers Holdings Inc. New York $10.2
60 Bancorpsouth, Inc. Tupelo, MS $9.sixty three
61 Valley Nationwide Bank Wayne, NJ $9.fifty two
sixty two South Financial Group Greenville, SC $9.forty five
sixty three Whitney Holding Corp. New Orleans, LA $9.27
sixty four Susquehanna Bancshares Inc. Lititz, PA $9.07
65 Residents Republic Bancorp Inc. Flint, MI $9.06
sixty six UCBH Holdings, Inc. San Francisco, CA $8.97
67 Raymond James Monetary Inc. St. Petersburg, FL $8.79
sixty eight First Banks Inc. Clayton, MO $8.seventy four
sixty nine Wilmington Belief Wilmington, DE $8.sixty six
70 BankUnited Financial Corp. Coral Gables, FL $8.sixty one
71 Third Federal S&L Cleveland, OH $8.48
72 Wintrust Monetary Corp Lake Forest, IL $8.38
seventy three Sterling Financial Corp. Spokane, WA $8.37
74 Bank of Hawaii Honolulu, HI $8.29
75 Arvest Bank Group Bentonville, AR $8.23
seventy six East West Bancorp Inc. Pasadena, CA $8.15
seventy seven FirstBank Holding Co. Lakewood, CO $8.eleven
78 PrivateBancorp Chicago, IL $8.00
seventy nine Flagstar Bancorp Inc. Troy, MI $7.ninety one
eighty Boeing Workers Credit Union Tukwila, WA $7.88
eighty one UMB Monetary Corp. Kansas Metropolis, MO $7.seventy three
eighty two Midland Financial Oklahoma City, OK $7.64
eighty three Firstmerit Corp. Akron, OH $7.60
84 Corus Bancshares, Inc. Chicago, IL $7.59
eighty five SVB Monetary Group Santa Clara, CA $7.fifty three
86 Prosperity Bancshares Inc. Houston, TX $7.33
87 Washington Federal, Inc. Seattle, WA $7.29
88 United Group Banks, Inc. Blairsville, GA $7.00
89 MetLife Inc. New York, NY $6.88
ninety Worldwide Bankshares Corp Laredo, TX $6.86
ninety one Cathay General Bancorp El Monte, CA $6.84
92 Trustmark Corp. Jackson, MS $6.82
ninety three Central Bancompany Jefferson Metropolis, MO $6.79
94 Umpqua Holdings Corp. Portland, OR $6.60
95 Pacific Capital Bancorp Santa Barbara, CA $6.59
ninety six SchoolsFirst Federal Credit Union Santa Ana, CA $6.fifty five
ninety seven MB Monetary, Inc. Chicago, IL $6.50
98 National Penn Bancshares Inc. Boyertown, PA $6.39
99 Cam-Discount Ltd. Grand Cayman $6.21
one hundred Apple Monetary Holdings Inc. New York, NY $6.09
a hundred and one F.N.B. Corp Hermitage, PA $6.05
102 First Niagara Monetary Lockport, NY $6.05
103 Golden 1 Credit Union Sacramento, CA $6.00
104 Hancock Holding Company Gulfport, MS $5.93
105 First Citizens Bancorp, Inc. Columbia, SC $5.eighty
106 United Bancshares, Inc. Charleston, WV $5.sixty five
107 First Midwest Bancorp, Inc. Itasca, IL $5.59
108 Old National Bancorp Evansville, IN $5.forty two
109 Otto Bremer Foundation St. Paul, MN $5.40
one hundred ten First Interstate Bank Billings, MT $5.17
111 Northwest Bancorp MHC Warren, PA $5.12
112 Japanese Bank Corp. Boston, MA $5.10
113 Suncoast Schools Federal Credit Union Tampa, FL $5.05
114 Banco Santander Santander, Spain $5.02
a hundred and fifteen EverBank Financial Corp. Jacksonville, FL $5.02
116 Dickinson Financial Corp. Kansas Metropolis, MO $4.98
117 Boston Private Financial Holdings, Inc. Boston, MA $4.92
118 FirstFed Monetary Corp. Los Angeles, CA $4.91
119 Bank Leumi Ie-Israel, BM Tel-Aviv, Israel $4.eighty two
one hundred twenty American Airlines Federal Credit Union Fort Price, TX $4.81
121 Rabobank Nederland Utrecht $4.79
122 Park National Corp. Newark, OH $4.seventy six
123 Provident Bancshares Baltimore, MD $4.seventy five
124 Alliant Credit Union Chicago, IL $4.sixty seven
125 Capitol Bancorp Ltd. Lansing, MI $4.50
126 NewAlliance Bancshares Inc New Haven, CT $4.forty seven
127 Johnson Monetary Group Racine, WI $4.43
128 R&G Monetary Corp. Hato Rey, PR $4.forty three
129 Doral Financial Corp San Juan, Puerto Rico $4.40
one hundred thirty Mercantil Servicios Financieros Caracas $4.36
131 First Commonwealth Monetary Corporation Indiana, PA $4.28
132 Pinnacle Bancorp Inc. Central City, NE $4.27
133 Buyers Bancorp MHC Quick Hills, NJ $4.26
134 Provident Financial Companies Inc. Jersey Metropolis, NJ $4.25
135 Ocean Bankshares, Inc. Miami, FL $4.17
136 Safety Service Federal Credit Union San Antonio, TX $4.07
137 Capitol Federal Financial savings Bank MHC Topeka, KS $4.01
138 Iberiabank Corp. Lafayette, LA $4.00
139 SNBNY Holdings Gibraltar $3.ninety nine
one hundred forty San Diego County Credit Union San Diego, CA $3.ninety seven
141 America First Federal Credit Union Riverdale, UT $3.97
142 Harleysville Nationwide Corp. Harleysville, PA $3.94
143 BFC Monetary Corp Fort Lauderdale, FL $3.93
one hundred forty four Amcore Financial Inc. Rockford, IL $3.93
145 NBT Bancorp Inc. Norwich, NY $3.92
146 Central Pacific Monetary Corp. Honolulu, HI $3.91
147 Sterling Bancshares Houston, TX $3.82
148 Banner Corp. Walla Walla, WA $3.78
149 First Retailers Corp Muncie, IN $3.72
one hundred fifty Group Bank System De Witt, NY $3.70

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